Deliver a first-class crypto investment experience

Provide a seamless payments experience for customers wanting to invest in alternative digital currencies through your platform. Rapidly launch new products and services at scale.

Do these problems sound familiar?


Payment and investment delays

Customers want to invest in real-time, but you need to wait hours or days to receive funds - and by then the price point may have changed significantly.


Slow, error-prone reconciliation

You rely on customers to correctly enter their reference details for every payment - if they forget or make a mistake this leads to manual reconciliation and delays. 


High cost of card payments

When customers want to purchase crypto or top up their wallets, there are costly fee structures and chargebacks associated with card payments.


Lack of infrastructure support

You haven't found a bank that understands the demands of the crypto industry or one that offers the scalable payments infrastructure you need.

One platform for all payments

Modulr makes it easy for crypto companies to accept fiat payments and invest funds in crypto quickly, all while delivering a seamless customer experience.

We provide you with a robust, scalable payments infrastructure that allows you to process high volumes of fiat transactions and rapidly deploy new products and services.

Modulr's API-integrated core platform supports us in our mission to become the number one truly digital banking app.

Janis Legler Chief Product Officer, Mode

Unlimited customer accounts

Open an unlimited number of accounts for retail and institutional customers to hold fiat balances, enabling them to trade and invest easily.


Faster payments reconciliation

Use programmable rules and instant notifications to assign payments to customer accounts, speeding up reconciliation, reducing errors and providing fast access to crypto.


Virtual and physical cards

Differentiate your proposition with the ability to offer both virtual and physical cards, giving customers more ways to spend funds they hold with you.


Improved customer engagement

Following the sale of crypto, fiat can be deposited in a customer account instead of their bank account, encouraging more re-investment and trading through your platform.

Spotlight on Payment Initiation

Offer the same experience as a challenger bank

Payment Initiation, powered by Modulr and enabled by Open Banking, helps you deliver an outstanding customer experience and stand out in a fiercely competitive marketplace.

Allow customers to instantly purchase crypto or top-up wallets directly from their bank without leaving your application. Funds are settled immediately. There are no chargebacks and the risk of fraud is reduced compared to card payments. 

Modulr's Payment Initiation operates on a flat fee structure, so you don't have to pay a percentage of each transaction as you would when accepting card payments. This can amount to significant savings as your business grows.

PolygonJanis Legler
Janis Legler

“While demand for exposure to Bitcoin is at an all-time high, most crypto wallets do not meet the regulatory standards to offer the banking capabilities that users are increasingly after. Banks, on the other hand, do not want to serve their customers’ needs to provide cheap access, safe custody and other services around Bitcoin. We are delighted to be working with Modulr as a key part of our infrastructure to offer the best of both worlds to our users. "