Modulr: Business Payments Platform & API Technology | Modulr

The new digital payment
account for business

Modulr provides a new type of payment account. Built for businesses that need a faster, easier and more reliable way to move money.

Automate pay out

Automate disbursements, supplier payments and payroll payments. Deliver an instant and secure outbound service without manual work.

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Simplify pay in

Receive and segregate funds into individual accounts. With notifications for tracking and triggers to automatically process and reconcile.

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Deliver new services

Our Payment Accounts as a Service integrates regulated accounts straight into your product. So you can quickly launch and scale new services.

View customer accounts service
Introducing Modulr

Modulr accounts replace
bank accounts for payments

They come with sort codes, access to payment schemes and everything you’d expect. But they’re faster, easier and more reliable.

Once you become a Modulr customer, you can instantly open as many accounts as you need. Automate how you get paid, reconcile and make payments. All in real-time, 24/7. Our API integrates accounts into any platform or application. So you can easily streamline existing services or launch new payment products.

Modulr is the alternative that’s already moving billions of pounds for businesses across alternative lending, payments fintech, payroll services, travel, marketplaces and more.

How it works

Smart technology,
easy to use

We build smart payment tech, so businesses don’t have to. Our API can be integrated into any platform or application. So you can be opening accounts, receiving and making payments as fast as you can integrate it - typically within days.

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How it works

tailored to business

We deliver straight-through automation. Create bespoke triggers and notifications on accounts, so funds flow how you need. Make payment processing and reconciliation easier, and eliminate manual effort and errors.

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How it works

Speed and service to rely on

We know how important reliability is to our customers. Our service is available 24 hours a day, 365 days a year. When speed is important, we guarantee 99% of payments are fulfilled within 90 seconds. All backed by industry-leading Service Level Agreements (SLAs) and dedicated support.

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Authorised and regulated

Modulr is authorised,
regulated and secure

Modulr is authorised and regulated by the FCA as an Electronic Money Institution (FRN: 900573). So we can issue accounts with sort codes and Euro IBANs. Our accounts access existing payments services – Bacs, CHAPS, Faster Payments, SEPA and (soon) Mastercard - so businesses can receive and make payments easily.

All built on a secure platform with multi-factor authentication, activity observation and regular penetration testing.

Business Benefits

More efficient payments.
More productive business

Modulr moves money more efficiently. So businesses can be more productive.

Reduce costs

Cut costs by eliminating manual payment processing. Make day-to-day treasury management faster and easier.

Increase revenue

Process payments and deliver services in real time. Meaning more transactions, more customers and more revenue.

Scale businesses

Handle a greater volume of transactions, without scaling operations and treasury management. And launch new products faster.

What our customers say

Modulr works for our customers

Modulr moves money for businesses across alternative lending, payment fintech, payroll services, travel, marketplaces and more.


We help this business cash advance provider to cut payment processing costs by 35%

Modulr helps Liberis to automatically split payments directly from their customers’ card terminals. Reducing payment processing costs by 35%.

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Bubble Logo

We help this digital marketplace to instantly and automatically pay babysitters

Modulr helps Bubble deliver an automated payment service through its platform. So babysitters can get paid instantly. And Bubble can scale their service, without scaling their finance team."

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Salary Finance
“Quite simply, Modulr offered a great solution for our business needs. Where we were faced with complexity, which would have slowed development, Modulr has brought us simplicity, clarity, speed to market and great service – their team clearly knows the technology inside out and they are quick to respond with effective solutions and advice. They give us comfort and trust in their service.”
Tim Philip – Chief Operating Officer, Salary Finance

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  • Liberis
  • Bubble Logo
  • Salary Finance
More About Modulr

Modulr is built on
the smarter payments network

Traditional payments infrastructure is complex, inefficient and built on years of legacy platforms. We work with banks, regulators, payment schemes and payment methods to simplify it. So all businesses need to do is plug in and start opening the accounts they need, instantly.

More about Modulr
News & Insights

Relevant news, views and insights

Test drive the api

Access sandbox

Get full access to our API and portal through our sandbox environment. So you can test drive the technology.

Talk to an expert

Contact sales

Talk to our experts about how Modulr can help your business deliver a faster, easier and more reliable payment service.