Unlock faster, easier and more reliable ways to move money across Europe

Gain API-first access to the Single Euro Payment Area (SEPA), the European-wide payments scheme.

SEPA Instant Credit Transfer

Send and receive payments 24/7 in just under 10 seconds with SEPA Instant.

Harness the power of the Modulr platform to automate real-time pay out, simplify reconciliation and deliver exciting new services across Europe.

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Cashflow efficiency
Send and receive urgent Euro payments with SEPA Instant Credit Transfer.
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Scale at speed
Leverage the power of the Modulr platform to automate pay out, simplify pay in and launch new payment services.
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Greater transparency with our payments engine
Get real-time updates on your payments and immediate confirmation through our payment engine when you send or receive money.
SEPA Credit Transfer

Send and receive high-value payments across Europe in 1 business day.

Open unlimited EUR accounts from our platform to start sending and receiving Euro denominated payments from 28 EU member states and 8 other countries that are part of SEPA.

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Cut costs and save time
Save on admin and banking fees by managing GBP and EUR payments all from one platform.
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Scale efficiently
Leverage the power of the Modulr platform to automate pay out, simplify pay in and launch new payment services.
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Greater visibility
Get greater visibility over your finances and receive instant notifications from the Modulr platform once payments have arrived.
SEPA Instant product sheet

Download our SEPA Instant product sheet

Sent in real-time, SEPA Instant allows you to hold onto funds and only release when required.

Leverage the power of the Modulr platform to automate pay out, simplify pay in and launch new services.

Get real-time updates on your payments and immediate confirmation through our payment engine when you send or receive money.