We’re building the new digital payment service to make money flow more efficiently through businesses and the economy.
Whether customer, supplier or payroll transactions, how money flows between businesses and people drives economic growth.
New online business models, consumer expectation for instant services and tightening regulation place new demands on how businesses transact.
Businesses across alternative lending, payments fintech and payroll services need to be able to take, manage and make payments quickly and easily. But the current payments infrastructure is too complex and inefficient.
Payments are too slow, difficult to track and overly reliant on manual processing. This limits transactions, limits business and limits economic growth.
With smarter infrastructure, plugged into a growing network of UK, European and Global payments schemes. And smarter services, built around a new type of payment account.
So payments are faster, easier and more reliable. And money flows more efficiently through businesses and the economy.
The business payments landscape is complex and inefficient. We’re building the smarter network, working closely with the banks, regulators, payment schemes and finance systems. So businesses can just plug in and start opening accounts.
We build smart payments technology, so businesses don’t have to. The Modulr API integrates with any platform or system. Making it easy to build payment efficiency into the heart of any business or product.
Payments should fit around the business, not their bank. Modulr builds solutions to the biggest business payment challenges. With our digital payments accounts at the core, we’re constantly developing new services – or modules - that free businesses to move money in new and better ways.
The payments industry is attracting unprecedented attention from regulators and governments. Regulatory change is creating opportunity for innovation. Modulr works closely with regulation such as EU’s 2nd Payment Services Directive (PSD2) and UK’s Open Banking regulation to leverage that opportunity. So we can transform payment, business and economic productivity.
Modulr is authorised and regulated by the FCA as an Electronic Money Institution (FRN: 900573). So we can issue accounts with sort codes and Euro IBANs. Our accounts access existing payments services – Bacs, CHAPS, Faster Payments, SEPA and (soon) Mastercard - so businesses can receive and make payments easily.
All built on a secure platform with multi-factor authentication, activity observation and regular penetration testing.
*Modulr FS Limited is Authorised and Regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573). Modulr Holdings Limited is the Parent Company of the Modulr Group of Companies.
We’re currently recruiting new members to join our teams in both London and Edinburgh. Get in touch if any of these roles interest you and if you’d like to be part of a fast-paced payments start-up.
We’re always keen to hear from great people who are motivated to help us combine agile strategy, innovation, domain expertise and discipline to build a great business that will transform the business payments market. To learn more about opportunities with us please email us at firstname.lastname@example.org.