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Out of the box payments plumbing for the next best neobank.

We're the out of the box payments plumbing you need to build the next best neobank or payments service. Scale faster and maximise efficiency with our powerful platform.

Launch your own payment offering →
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Embed and launch fast

Our API can be easily embedded into any platform. Businesses can quickly and cost-effectively launch new payment services to customers – through existing or new products.

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Access regulated payments

Modulr is FCA-regulated as an Electronic Money Institution. So businesses get a packaged and regulated service, without dealing with licensing and compliance complexity.

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Reliable, automated payments

Automate treasury management including processing funds and reconciliation. With 24/7 support backed by our industry-leading  SLA.

Businesses launching new services, powered by Modulr
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Turn payments into a competitive advantage

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Improve your proposition

Issuing unlimited accounts and clearing payments in real-time with Modulr’s API adds a new dimension to your customer proposition. Helping to acquire new customers and retain existing ones.

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Reduce your costs

Modulr is the cost-effective way to launch payment services. Save on compliance costs. Save on upfront build costs. Save on ongoing operational and tech maintenance costs.

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Automate your service

Automate treasury management including processing received funds and reconciliation. With real time payment notifications. For more efficient cash management.

What our customers say

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"We chose to work with Modulr, the next generation digital alternative to banking, because of their deep experience in payments infrastructure, their foresight to innovation and their commitment to serving businesses across the UK who sorely needed better payment capability."

Chris Downing Director for Accountants and Bookkeepers
Revolut White

"Around-the-clock access to a real-time payments infrastructure is key to building any successful financial service. With Modulr, we not only have a partner we know and trust, but one who we can work with to launch new payment products with ease."

Nik Storonsky CEO and Founder

Authorised, regulated and secure

Modulr is authorised and regulated by the FCA as an Electronic Money Institution (FRN: 900573). We can issue accounts with sort codes and Euro IBANs. Our accounts access existing payments services – Bacs, CHAPS, Faster Payments, SEPA, Visa and Mastercard - so businesses can receive and make payments easily.

As directly connected participants to the Faster Payments and Bacs schemes, we are able to hold and settle funds at the Bank of England, meaning greater reliability and security.

All built on a secure platform with multi-factor authentication, activity observation and regular penetration testing.

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