1
Accuracy and control
Controls are set before any card is used. Per-card limits, authorisation windows and policy-based rules mean spending stays within budget automatically, with no overspend and no compliance gaps.
Company Cards and Spend Control
Spend Management.
Built to scale.
Virtual company cards and spend controls are built into Modulr’s payments automation platform, giving you control of company spending before money moves.
Why Modulr
How Modulr helps you manage spend
2
Operational efficiency
Repeatable spend policies, AI-powered receipt processing and automated ledger reconciliation remove the manual work - from card issuance through to month-end close.
3
Built to scale
AI-powered receipt processing and automated reconciliation sync directly to your ledger - closing the loop from purchase to books. Direct integrations with Sage and Xero eliminate manual uploads.
Product features
Virtual cards. Automated controls.
Issue virtual cards in seconds
Create and assign company cards instantly - with per-card limits, authorisation windows and reusable spend policies that reflect how your business operates.
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Full card control, in real-time
Update limits, pause spending or close cards instantly. Finance teams stay in control without the back-and-forth - policy changes take effect immediately across every card.
Control spend before it happens
Apply simple, reusable spend policies that enforce budget automatically. Set lifetime limits, control activation windows, and restrict spend by purpose - from marketing to software to project-based work. Overspend doesn’t need chasing when limits are built in from the start.
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Receipt upload and AI extraction
Stop chasing receipts at month-end. Cardholders upload receipts in seconds. AI extracts key details automatically, turning transactions into structured, review-ready records. Finance teams spend less time following up - and more time closing the books with confidence.
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Purchase receipts and ledger sync
Every card transaction generates a clean, trackable purchase receipt - reviewed, approved and synced directly to your ledger without manual data entry. A complete audit trail for every transaction. Reconciliation that's faster, simpler and more reliable.
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Spend policies that scale with you
Build reusable spend policies once and apply them across cards, teams and entities. As the business grows, your controls grow with it - no manual updates, no compliance gaps.
Accounting integrations
Modulr connects with the tools you use to automate all of your finance operations.
Coming soon
Get started with company cards and spend controls
Already using Modulr?
Scale your payments automation with instant virtual cards, policy controls and automated reconciliation - all within the system you already use.
New to Modulr?
Get access to our payments automation platform - including supplier payments, reconciliation and company cards - built to scale with your business.
