Modulr Expands to U.S. with FIS Partnership to Power Real-Time Payments for Banks

London, U.K. – 7th January 2026 –  Modulr, a leading provider of modern payment technology, today announces its launch into the United States with a partnership with global financial technology leader FIS (NYSE: FIS). Building on its success in the U.K. and Europe, this milestone marks Modulr’s first step in bringing its proven real-time, API-first payment capability to one of the world’s largest payments markets.  

The expansion addresses surging demand from global platforms and financial institutions for scalable solutions that streamline financial transactions and unlock new revenue opportunities. With the U.S. payments market projected to grow year-on-year, businesses are increasingly looking for faster, more efficient payment technology.

The introduction of real-time payment infrastructure in the U.S, with The Clearing House’s Real Time Payments (TCH RTP) in 2017 and FedNow in 2021 presents a unique opportunity to simplify access, remove complexity, and deliver differentiated value—especially for institutions ready to lead in this emerging space.

To meet this demand, Modulr has been selected by FIS to provide critical technology for its Money Movement Hub and provide next-generation payments technology to U.S. financial institutions. Modulr brings extensive experience in payment scheme access across the UK and Europe, including direct participation in the UK’s main payment schemes, Faster Payments and Bacs, as well as SEPA and SWIFT access.

The FIS Money Movement Hub is a cloud-native orchestration platform designed to harmonize the payments ecosystem by integrating major global networks through a single API. It provides a unified point of access to real-time, batch, and cross-border payment rails, enabling financial institutions to deliver faster, more flexible services to their customers. This partnership builds on FIS’s broader modernization strategy, reinforcing its commitment to simplifying and optimizing how money moves across the entire money lifecycle.

“Expanding into the U.S. is a natural next step for Modulr as we respond to growing global demand for real-time, reliable payments infrastructure,” said Myles Stephenson, Founder & CEO of Modulr. “Our partnership with FIS is a collaborative launchpad, combining our proven expertise with FIS’s deep market presence to help U.S. financial institutions modernise, innovate, and unlock the full potential of instant payments.”

Jim Johnson, Co-President, Banking Solutions at FIS, added: “Modulr’s expertise in payments and scalable solutions perfectly complements FIS’ expansive reach – creating a powerhouse for innovation, efficiency, and expansion across the money lifecycle.”

ENDS