Power-boost your lending processes with Modulr

Want to reduce your operational costs and give a better customer experience? Use Modulr’s API to embed automation into your payments processes, making it easy to manage repayments and reconciliation (even the complex ones). All in real-time. So you can focus on growing your business.


Strategically partnering with Modulr was an easy choice after we discovered the breadth of payment solutions they provide and the simple APIs enabling real-time disbursements and customer repayments. The support they've provided to us as a fintech expanding into the UK has been a huge help.

Matt Cochrane
General Manager UK, Fairlo

Do these problems sound familiar?


High costs and inefficiency

Card-based payments bring extra fees  and make timely repayments hard to guarantee. And if they fail, it means a slow, manual process for repayments.


Legacy infrastructure slowing things down

You’re under pressure to approve applications and disburse loans quickly, but manual payments processes are slow and inefficient – and manual errors cause major problems.


Complex payment flows

You’re dealing with inbound investor funds and borrower repayments, making payment consolidation unnecessarily difficult and time-consuming.


Unanticipated payment delays

System outages or manual errors can cause delays in repayments and disbursements, impacting both borrower experience, misapplied interest and cashflow.

One platform for all payments

Modulr's API-based platform makes it easy for consumer and business lending companies to disburse loans at speed, track borrower repayments and reduce operating costs.

Offer your borrowers and investors a faster, more reliable service and gain a competitive advantage - all while reducing your costs and time spent on manual processes.

“The Modulr platform is user-friendly, allowing us to give our customers a better, seamless experience and saving the team time manually processing payments.”

Rosie Baker Finance & Treasury Manager
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Real-time onboarding and payments

24/7 availability with industry-leading SLAs, automated processes and webhook notifications means faster onboarding, faster disbursal and better customer experience.


Simplified payments reconciliation

Easily create individual accounts for each investor and borrower and use programmable rules to speed up payment reconciliation. And reduce costly manual errors. And notify them in real-time.


Cheaper payment options

Card fees can become expensive. By using open-banking-based payment initiation, you can pay a flat fee per transaction instead of a percentage. And there are no chargebacks. On top of all of that, it makes refunds easier if anything does go wrong.


Improved borrower experience

With open banking payment initiation, trackable direct debits, confirmation of payee and card payments, you can offer customers a wider range of options, making it eaier for them to repay.

Spotlight on easy reconciliation

Enhance the borrower experience

In a fiercely competitive market, standing out isn’t easy.

The key is providing the best possible experience to borrowers. And that means speed, reliability and transparency.

This means disbursing loans in real-time. It means getting reconciliation right, so unusual or extra repayments aren’t overlooked. And it means real-time notifications, so customers know they aren’t going to be charged unfair interest while payments are processed.

We know how complicated it is, which is why we make sure Modulr gets it right. With an API-based platform that embeds and automates your payment processes, and an unrivalled level of up-time,, you can make sure that you offer the best service every time.

PolygonRob Straathof
Rob Straathof

“At Liberis, we’re on a mission to fund as many small businesses as we can to help them achieve their ambitions — and Modulr’s payment technology has been integral to this goal. With their API we can seamlessly split payments for our customers, making the Business Cash Advance process even smoother. We’ve had brilliant feedback both from the Liberis team and our customers too.”