Skip to content
Scroll to learn more
Solution

Designed for Lending & Wage Advance

Fund your clients instantly 24/7 and build collection workflows that offer choice and optimise customer experience.

Contact sales
Powering leading brands
Lending & Wage Advance

Who we work with.

building-line

Business Lenders

We work with leading business lenders to help them to scale by streamlining payment collections, enabling instant money transfers, and simplifying financial tracking.
hand-coin-line

Consumer Lenders & Wage Advance

We provide the financial infrastructure and tools to consumer lenders, wage advance and financial wellbeing platforms to drive innovation in consumer finance.
Solutions

Collect and pay in real time with our payments infrastructure

login-circle-line

Collections re-imagined

Build collection flows that make it easy for your customers to pay you at every stage of their lifecycle. Get started quickly with our powerful API.
Learn more about pay-ins and collections
Lend_Collections
24-hours-line

Fund customers in real time

Ensure your customers receive their funds instantly, any time, any day. Integrate with our API for real-time, 24/7 disbursements.

Learn more about pay-outs
Lend_Fund
arrow-left-right-line

Streamline reconciliations

Save time, reconcile and close books faster with real-time notification and instant data on pay-ins, collections, account balances and pay-outs.
Learn more about our API
Lend_Stream

Ready to get started? Speak to our team.

Contact sales
Why Modulr

Built to handle the complexity of global payments.

Learn more about Modulr
shield-check-line
Secure
We operate a multi-layer secure infrastructure built to keep your funds safe.
file-seal-line
Regulated

We are regulated as an electronic money institution (EMI) in the UK by the Financial Conduct Authority (FCA) and in Europe by De Nederlandsche Bank (DNB).



chat-smile-2-line
Trusted
We deliver mission-critical payment services to 1,000s of business across the UK and Europe.
Robert Keown-Boyd
Payroll Administrator

"What Modulr does really well is plumb a lot of our key services together. We wouldn’t have been able to create this type of service without Modulr."

Read more
Rob Straathof
CEO

"Modulr has made the customer journey a lot slicker, smoother and faster, which has allowed us to invest more in customer experience, customer service, and hopefully, continue to grow the business."

Read now
Ben Preston-Marriott
Product Director

"All in all, Modulr’s reduced the time we spend on admin by at least 75%. It’s been remarkable."

Read now
Tim Phillip
Chief Operating Officer

 "Quite simply, Modulr offered a great solution for our business needs. Where we were faced with complexity, which would have slowed development, Modulr has brought us simplicity, clarity, speed to market and great service"

Built for Developers

Choose what works for you, build your platform in a modular way and get moving quickly.

Explore documentation
book-line
Extensive library of user and implementation guides
terminal-box-line
Full API reference for all products 
terminal-window-line
Sandbox with live environment emulation  
01
02
03
04
05
06
07
08
09
10
curl --request POST --url https://api-sandbox.modulrfinance.com/api-sandbox- token/payments --header 'accept: application/json' --header 'authorization: <API KEY>' --header 'content-type: application/json;charset=UTF-8' --data '{"amount":10,"destination": {"accountNumber":"12445678","name":"My beneficiary","sortCode":"000000","type":"SCAN"},"reference": "My payment","sourceAccountId":"<YOUR ACCOUNT ID>"}'

99.99%

Platform availability

<250ms

API response time

>30

API requests per second