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Lend_Hero
Embedded payments made simple

Designed for Lending & Wage Advance

Fund your clients instantly 24/7 and build repayment workflows that offer choice and optimise customer experience. 

Speak to a payments expert
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Trusted by
SalaryFinance Back
Liberis Black
Multifi Black
Funding Circle Black
Wagestream Black
GainCredit Black

Use embedded payments to power your lending products

Build better products
Use real-time financial data to build customer-centric lending products that serve a broader range of businesses.
Reduce your risk
Make decisions based on real financial data and automate repayments to minimise the risk of defaults.
Boost profitability
Serve more customers, reduce operational headcount and minimise defaults to protect your bottom line.
Features

How it works

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Seamless pay-ins and repayments

Effortlessly collect payments from your customers. Real-time notifications let you know as soon as repayments come in. 
Learn about collections
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Instant pay-outs

Automate instant and recurring pay-outs across the UK and Europe. GBP and EUR payments are available 24/7.
Learn about pay-outs
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Streamlined reconciliations

Reconcile transactions faster with instant data on pay-ins, repayments, account balances and pay-outs.

Learn about our API
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Speak to an expert about your payment needs.

Book a call
Robert Keown-Boyd
CEO, multifi

"What Modulr does really well is plumb a lot of our key services together.

We wouldn't have been able to create this type of service without them".

Read case study
Rob Straathof
CEO, Liberis

"Modulr has made the customer journey slicker, smoother and faster. 

That's allowed us to invest more in customer experience and continue to grow the business".

Read the case study
Ben Preston-Marriott
Product Director, Gain Credit

"Modulr's reduced the time we spend on admin by at least 75%. 

It's been remarkable!"

Read the case study
Tim Phillip
COO, SalaryFinance

"Where we were faced with complexity which would have slowed development, Modulr have brought us simplicity, clarity, speed to market and great service".

Gabriel Rosiñol
CFO, Hastee

"An employee can finish their workday, fill up their car, realise they don't have enough money, request an advance, and it will hit their account before they're in the petrol station. 

Bringing an end to these 'strapped for cash' moments is what Hastee was set up to do, and Modulr makes it a reality".

Read the case study

Who we work with

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Business Lenders

We work with leading business lenders to help them to scale by streamlining payment collections, enabling instant money transfers, and simplifying financial tracking. 
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Consumer Lenders & Wage Advance

We provide the financial infrastructure and tools to consumer lenders, wage advance and financial wellbeing platforms to drive innovation in consumer finance. 
Why Modulr?

 

200m

Annualised transactions

£100bn

Annualised payments volume

>12

Payment clearing methods

  

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Deeply integrated into the payments ecosystem in the UK and Europe.

We are direct participants of Faster Payments and Bacs, with settlement accounts at the Bank of England. Our connectivity extends to CHAPS, SEPA and SWIFT through partnerships with leading global and European transaction banks. We are also principal issuing members of both Mastercard and Visa. 

Learn more
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Regulated in the UK and Europe with governance at our core.

Our regulatory permissions and governance structure underpin our business. We are licenced as an electronic money institution (EMI) in the UK by the Financial Conduct Authority and in the Netherlands by De Nederlandsche Bank and have passported our Dutch permissions across the EEA.

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Deeply integrated into the payments ecosystem in the UK and Europe.

We are trusted by thousands of businesses of all sizes across Europe to deliver mission-critical payment services at scale with our 24/7 operations and multi-zone cloud-based microservices platform certified for ISO27001:2022 and PCI-DSS compliance.

Talk to a member of our team

Talk to a member of our team

Fill out the form and a member of our team of lending and wage advance specialists will get in touch to talk to you about how you can use embedded payments to cut down on manual processes, fund your customers faster and grow your business.