Card networks or Schemes such as Visa, Mastercard, and American Express facilitate the authorisation...
End-to-End (E2E) encryption, security keys, and tokenisation are core but distinct technologies in s...
Request to Pay (RtP) is an emerging secure messaging framework that will allow payees to request pul...
Buy Now, Pay Later (BNPL) is a consumer finance model that allows customers to make purchases and pa...
Lending-as-a-Service (LaaS) is a fintech model where businesses integrate lending capabilities into ...
A chargeback is a transaction reversal raised by the cardholder or initiated by a cardholder’s issui...
3D Secure (3DS) is a security protocol designed to add an additional layer of authentication for onl...
Open Banking Ltd (OBL) is the UK-based entity responsible for overseeing the implementation of Open ...
Direct Debit is a UK payment method that allows businesses to collect payments automatically from a ...
An Electronic Money Institution (EMI) is authorised to issue e-money and provide payment services. M...
