Written by Modulr | Jul 24, 2025 11:00:00 PM
Programmable money refers to digital currency that has built-in logic, allowing it to execute specific functions based on predefined rules. It enables automated payments, conditional transfers, and advanced financial workflows without manual intervention. Programmable money is commonly used in smart contracts, central bank digital currencies (CBDCs), and DeFi applications. Programmable money is intrinsic to a number of evolving areas in fintech, from Smart Contracts, to Digital Currencies and Central Bank Digital Currencies (CBDC).